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  • What's Trending in the Universal Life Market? More of the Same
    accumulation and effi cient distribution are the primary concerns of the buyer. With- in this category ... terminal illness, to chronic illness and long-term care. Under chronic illness riders, payment of the ...

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    • Authors: Susan Saip
    • Date: Oct 2015
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
  • Serving Up Life Insurance Products to the Middle Market
    “Is There Magic in the Middle Market.” News Direct Jan. 2010, Issue No. 61. 2 ibid 3 ibid 4 ibid 5 ... to half of current sales are a result of these direct distribution channels: mail, Internet, tele- phone ...

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    • Authors: Winston Hall
    • Date: Oct 2010
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance
  • Product Matters, November 2017
    generations, it is now an opportune time for primary insurers to reassess the traditional approaches ... especially for the millennial generation, we suggest primary insurers offering life insurance products consider ...

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    • Authors: Society of Actuaries
    • Date: Nov 2017
    • Publication Name: Product Matters!
  • Product Development News, March 1998, Issue No. 45
    to catego- rize policyholder behavior into two primary modes: Naïve mode: Buy as prices increase; sell ... International Products Regulation/Concern with Long-Term Care Ideas Internet Activity on Life Critical Illness ...

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    • Authors: Donald C Chambers, Douglas Doll, Deborah Sloan, Anson Glacy, Johan Lotter, Mark Milton, Kevin Larsen
    • Date: Mar 1998
    • Publication Name: Product Matters!
  • Product Matters, March 2017
    products such as a critical illness or long-term care, which provide payouts triggered by a health-related ... existing products and trends in the market as their primary information sources when designing new products ...

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    • Date: Mar 2017
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration>Effective decision-making
    • Publication Name: Product Matters!
    • Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
  • Universal Life and Indexed UL Current Trends and Reactions
    values to be available for dis‑ tribution is the primary concern of the buyer. Within this category are ... separately by product type. The use of long‑term care (LTC) riders attached to life insur‑ ance policies ...

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    • Authors: Susan Saip
    • Date: Nov 2017
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Universal life
  • Equity-Indexed Universal Life “The Devil’s in the Details”
    from their “bread-and-butter” product line. The primary hurdle to entering the EIUL market may be an administrative ... agents on a new concept can take time, effort and care. When appointed to bring an EIUL product from concept ...

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    • Authors: David Weinsier
    • Date: Aug 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance
  • Full Issue
    that provide a form of non-underwritten long-term care benefit are becoming more available. These riders ... demonstrated the increased prevalence of long-term care and chronic illness riders on universal life. Each ...

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    • Authors: Society of Actuaries
    • Date: Feb 2016
    • Competency: External Forces & Industry Knowledge>General business skills; Leadership>Thought leadership; Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Product Matters!
    • Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
  • The Evolution of LTC/Life Combination Products
    assumptions, underwriting, and design for long term care combo products over the past 30+ years. The objective ... August 2021 It is difficult to believe that long‑term care / life combination (LTC/life combo) products have ...

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    • Authors: Vratislav Vodrazka
    • Date: Aug 2021
    • Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care innovation
  • Introduction to Private Placement VUL
    per asset charge (often called the M&E) as the primary source of profit. This provides an ongoing profit ... diversification and investor control to be satisfied. The primary measure of competitiveness is internal rate of ...

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    • Authors: Daniel Theodore
    • Date: Nov 2002
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Universal life